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How it Works

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It can be very frustrating to find yourself short on cash before your next payday, especially when you have carefully planned your expenses and something unexpected comes along which you need to deal with right now. This is especially difficult to deal with if you don’t have the money available or know how to get it fast enough to take care of the situation.

It is situations like this that payday loans were specifically designed for. A payday loan is a short-term loan offered by our center which you repay when you receive your next paycheck. We have outline below how the process works.

Our Payday Loan Process

We have an application on our website which we ask you to fill out and submit via our secure servers. This means the information is encrypted so it can not be interpreted by a third party. When we receive your completed loan application, one of our representatives will review it and make an immediate decision on whether or not it can be approved. We will notify you of our decision via email.

We strive to approve every loan, and only ask that you meet some very basic requirements. They are that you be at least 18 years old, you are a legal citizen of the United States, you are employed and earn at least $1,000 per month which we are easily able to verify and that you have an established checking or savings account that is in good standing.

If you are approved, our email will outline what you need to do next to receive your funds. Please be sure to read the loan contract in full and make sure you understand everything, as you are legally obligated to repay your payday loan on the date you receive your next paycheck.


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